Foundation repair is high-stakes structural work. A pier installation today can become a $200,000 warranty claim 18 months from now. General liability with completed operations tail coverage — plus workers' comp, commercial auto, and professional liability — protects your business from the risks that don't show up until long after the job is done.
If you work on foundations — whether you're drilling piers, installing anchors, waterproofing crawl spaces, or lifting slabs — you need coverage designed for structural repair risk. Here's who we serve.
You drill and torque helical piers to transfer load to stable soil. Structural performance warranties and post-installation settling claims require completed operations GL and professional liability.
You drive steel push piers to bedrock under failing foundations. High hydraulic loads, structural risk, and manufacturer-backed warranties demand properly structured insurance from day one.
You install helical tiebacks and wall anchors to stabilize bowing basement walls. If a wall continues to move after your repair, completed operations coverage is what responds to the claim.
You encapsulate crawl spaces, install drainage systems, and control moisture intrusion. Water damage claims after the job is complete are exactly what completed operations coverage is for.
You provide mass excavation underpinning, concrete pier systems, and structural shoring for residential and commercial buildings — all high-exposure structural work requiring full coverage.
You raise sunken slabs with polyurethane foam or mudjacking grout. Slab shifting after treatment, surface cracking, or drainage effects can result in property damage claims months later.
You're hired by GCs or home builders to perform foundation repair scopes. You likely need to carry your own GL and provide additional insured certificates — we handle that fast.
A complete insurance program for foundation repair contractors — from on-site injury to post-completion warranty claims to your equipment in the field.
Your core coverage. Protects against property damage and bodily injury claims — both while work is in progress and after it's completed. The completed operations tail is essential for structural warranty exposure.
Foundation work involves heavy equipment, confined spaces, excavation, and hydraulic systems — all high-injury environments. Workers' comp covers your crew's medical costs and lost wages if they're hurt on the job.
Your trucks, trailers, and equipment haulers are on the road every day. Commercial auto covers accidents involving vehicles used for business — personal auto policies exclude commercial use.
Helical drive heads, hydraulic torque motors, push pier rams, wall anchor tensioners, and foam injection rigs are expensive specialty gear. Inland marine covers your equipment at the job site, in transit, and at the yard.
When you provide written assessments, structural recommendations, or warranty-backed designs, you carry professional exposure beyond physical damage. E&O covers claims that your professional judgment or repair method was wrong.
A single catastrophic structural failure can generate claims that exceed your GL limits. Umbrella coverage sits on top of your GL, commercial auto, and workers' comp to provide an extra layer of protection for large losses.
A foundation repair company installs 14 helical piers on a two-story residential home experiencing differential settling. The homeowner signs a transferable lifetime structural warranty. The job closes, the invoice is paid, and the contractor moves on.
18 months later, the homeowner contacts the company claiming the house has settled an additional 1.5 inches on one corner — causing new drywall cracks, a sticking door frame, and a cracked garage slab. They allege the piers weren't installed to the required torque specification. Total claimed damages: $210,000 in additional structural repair, remediation, and diminished property value. They file suit for breach of warranty and professional negligence.
Without completed operations + professional liability: The contractor faces the full claim out of pocket — potentially losing their business, equipment, and personal assets.
With proper coverage: Completed operations GL covers the property damage component. Professional liability defends the negligence allegations. The insurer manages the claim, hires defense counsel, and negotiates settlement. The contractor pays their deductible and stays in business.
Most generalist brokers don't understand the difference between a helical pier and a push pier — and they certainly don't know how to structure completed operations coverage for structural warranty exposure. We do.
We work with carriers who actually write foundation and structural repair contractor accounts — not just generic artisan contractor GL policies that exclude completed operations.
We make sure your completed operations aggregate is properly structured so you're not exposed on warranty claims that surface years after the job is done.
We're licensed nationally. Foundation contractors in Arizona, Texas, Florida, Ohio — all states. Most quotes come back within one business day.
Your liability coverage is only as good as the carrier behind it. We place foundation contractor accounts exclusively with A-rated admitted and surplus lines carriers that pay structural claims.
GL, workers' comp, commercial auto, tools & equipment, professional liability, umbrella — we coordinate your entire insurance program so there are no gaps between policies.
GCs and property owners constantly request certificates and AI endorsements. Once your policy is bound, we issue same-day COIs and manage your additional insured requirements.
The coverage questions we hear most from foundation repair contractors, helical pier specialists, and structural repair companies.